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Selling Your House in Port Orchard? You Will Likely Work With A Few of The Following People

Selling Your House in Port Orchard? You Will Likely Work With A Few of The Following People

There are a significant number of professionals who fall under the umbrella of the real estate industry—selling your house in Port Orchard? You’ll likely work with a few of the following people. 

Title Companies

In real estate transactions, transferring ownership of the title, or the right to own and use the property, is completed at closing. Title companies play a vital role in selling your house in Port Orchard because their experts aim to protect your interests in this transaction. Their team of real estate attorneys will review and validate all supporting legal documents and the contract you sign. Of mutual importance is their searching the title’s history, which could reveal problems. These problems range from other claims of ownership, overdue property taxes or liens on the property. Should there be a lien, the title company will expertly handle the issue on your behalf. Mortgage lenders require this service, ensuring no legal entanglements arise with the property. By resolving legal issues before the sale, the transaction can flow smoothly for the seller, saving valuable time by avoiding delays. After clearing the title, they can then issue title insurance for the buyer and the seller. Title insurance acts as a warranty on the title against any financial loss, should any problem ever arise in the future. The security this offers allows both parties to move on with confidence in the transfer of title. 

Inspectors

Unless you just purchased your home, inspections may be stressful over the anticipation of possible bad news. Mortgage lenders will not finance your buyer until any repairs are complete. As the seller, you may be responsible in every way, including financing, for making major repairs before you can continue the process of selling your house in Port Orchard. Another avenue many sellers agree to in the sales contract is allowing the buyers to use the estimated amount of any repairs to lower their offer. You should have more than one contractor inspect any issue and provide their estimates on the repairs. The differences can be startling in both their resolution and pricing for their services. Regrettably, some buyers may simply walk away from the deal upon hearing bad news from the inspection. For this reason, many homeowners have a pre-inspection to ensure a smooth and speedy closing. Keep in mind the laws regarding full disclosure in real estate transactions. Your real estate agent will provide you with a disclosure statement that you will need to fill out.

Appraisers

Determining the market value or the amount the home would sell for on the current real estate market is essential in determining the sales price when you’re selling your house in Port Orchard. Appraisers are judicially or quasi-judicially appointed. Appraisers will physically visit the subject property, reviewing the interior thoroughly not only for data such as the number of bedrooms and the like, but also the condition of the property, outdated appliances and the like, functionality of the layout, and any apparent issues. They’re also intimately familiar with Port Orchard and exterior influences that may hinder the property’s full enjoyment. These could be anything, such as less than pleasant odors from industrial areas nearby, or any other thing that would positively or negatively affect the final value. Their ability to analyze all of the influential factors involved in this determination makes appraisers extremely valuable in managing the risks on loans made by lenders or other parties with financial interests. Usually required on behalf of the lender to ensure the loan to value ratio falls into a low-risk percentage, usually lending up to 80% of the appraised value without requiring PIP or private mortgage insurance. 

Real Estate Agents

Chances are when considering which method to use to sell your house in Port Orchard, listing with a real estate agent is likely the first thought that comes to mind. Put off by the process of showings; sellers are often hesitant to list their property. For some, the idea of strangers touring their home, virtually or in person, makes them uncomfortable. While many buyers can afford the inevitable time involved with prepping their home to be listed, possibly remodeling or making repairs to the house, others may not have the time or the funds to do so. Last but most certainly not least, many sellers try to avoid high real estate agent commissions paid by listing their home on their own. For inexperienced sellers, this often ends in financial disaster. Agents are paid for a reason – Especially good ones. The good ones do know about the market and how to sell a home.

Professional Home Buyers

Did you know there is another alternative to sell your home? Out of all people you’ll likely work with selling your house in Port Orchard, professional home buyers can help you handle all of your problems! Once you agree to a fair cash offer, and Kitsap Home Pro won’t charge any hidden fees or commissions. Kitsap Home Pro handles everything, with no inspection or repairs and no waiting, usually closing within 30 days or less. We make the process easy! Ready to learn more? Send us a message or call Kitsap Home Pro at (360) 329-4331 today!

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